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    atsmtchr's Avatar
    atsmtchr Posts: 2, Reputation: 1
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    #1

    Jun 30, 2012, 09:51 AM
    Main street acquisition corp/credit report
    This company came up on my credit report 3 times over the past three months. I have never had any dealing with this company and have no idea why they would show up on my credit report. Does anyone know how to dispute this?
    Thanks
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #2

    Jun 30, 2012, 09:55 AM
    What shows up? A loan, foreclosure, something else?

    This company buys debt (usually credit card debt) for pennies on the dollar, in bulk, and then attempts to collect.

    Is it possible you have an old account with another company and "Main Street" bought it and is trying to collect?
    atsmtchr's Avatar
    atsmtchr Posts: 2, Reputation: 1
    New Member
    		  
    #3

    Jun 30, 2012, 10:26 AM
    Quote Originally Posted by JudyKayTee View Post
    What shows up? A loan, foreclosure, something else?

    This company buys debt (usually credit card debt) for pennies on the dollar, in bulk, and then attempts to collect.

    Is it possible you have an old account with another company and "Main Street" bought it and is trying to collect?
    I owe no money to anyone, I have been credit card free for over 10 years. I have one open card that has not been used in years for emergencies and just use my debit card. Next to their name it just says Finance, charge off or collection. I've owned my car out right for over 6 years and rent. So am very confused as to who this company is and why they are one my credit report. How do I dispute this?
    Thanks
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #4

    Jun 30, 2012, 10:33 AM
    Contact Main Street and ask for an explanation OR dispute it with the credit card companies. Each company has its own procedure.
    AK lawyer's Avatar
    AK lawyer Posts: 12,592, Reputation: 977
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    #5

    Jun 30, 2012, 11:54 AM
    Quote Originally Posted by atsmtchr View Post
    ... Next to their name it just says Finance, charge off or collection. ...
    Does it show an amount?
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