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    abchloe's Avatar
    abchloe Posts: 4, Reputation: 1
    New Member
     
    #1

    Jun 29, 2012, 11:05 AM
    Really need financial help, what can I do?
    I just want to say before hand; I know I've made mistakes and I'm just trying to take responsibility.

    I'm 18 and I'm 24 weeks pregnant. My boyfriend is 20. Were both graduated. I have a high risk pregnancy and had to quit my job. I'm currently looking for a job that I can still do, but it's hard because I'm limited. My boyfriend is also looking for work, he recently was laid off. He works random landscaping jobs and gets a decent amount, it's just not consistent. We rent the downstairs 'mother in law apartment' of my parents house for $750/mo. I'm very grateful for this because apartments around here are well over $1,000 a month. We pay for everything for ourselves. Anyways; I applied for Medicaid, but I was denied because my dad makes too much. I already have everything I need for the baby due to savings I had when I worked, but have no idea how I'm going to pay out of pocket for the birth. Is there any LEGAL way they won't count my parents income when applying? I don't want to do this, but if I stay at a shelter will I be able to qualify? Any other suggestions? Thank you.
    questionsgalore's Avatar
    questionsgalore Posts: 19, Reputation: 1
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    #2

    Jun 29, 2012, 11:10 AM
    I believe If you are renting from your parents and they will give proof that you are renting the mother in law apartment with the address, apt # and amount you are paying then it should be counted that you live in a different household than your parent which would mean they can not include your parents income because you ae paying rent in your own apartment.
    deville p's Avatar
    deville p Posts: 78, Reputation: 5
    Junior Member
     
    #3

    Jun 29, 2012, 11:12 AM
    I don't thinks its right they using your dads income. You are 18. If they ask where you live tell them everywhere! An expert will answer your question shortly.
    abchloe's Avatar
    abchloe Posts: 4, Reputation: 1
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    #4

    Jun 29, 2012, 11:12 AM
    It is the same address, so unfortuantly they do still count it as living under my parents home. The reason I put mother in law apartment in quotes is because it's the basement but it has a kitchen, living room, bedroom,bathroom, and separate entrance. They said a lease would help make the qualifying income higher, but my parents still make over that.
    AK lawyer's Avatar
    AK lawyer Posts: 12,592, Reputation: 977
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    #5

    Jun 29, 2012, 11:14 AM
    Quote Originally Posted by abchloe View Post
    .... Were both graduated. ...
    From high school?

    I guess it take a college degree to know how to spell "we're" (we are).

    Yes, I know: I'm a grammar gestopo. Can't help myself. :)
    abchloe's Avatar
    abchloe Posts: 4, Reputation: 1
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    #6

    Jun 29, 2012, 11:14 AM
    By the way, I live in Minnesota.
    abchloe's Avatar
    abchloe Posts: 4, Reputation: 1
    New Member
     
    #7

    Jun 29, 2012, 11:16 AM
    Quote Originally Posted by AK lawyer View Post
    From high school?

    I guess it take a college degree to know how to spell "we're" (we are).

    Yes, I know: I'm a grammar gestopo. Can't help myself. :)
    Yes, High School. :P Although I do have some college under my belt. I was typing this out fast.
    AK lawyer's Avatar
    AK lawyer Posts: 12,592, Reputation: 977
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    #8

    Jun 29, 2012, 11:20 AM
    Quote Originally Posted by abchloe View Post
    [B]... Is there any LEGAL way they won't count my parents income when applying? I don't want to do this, but if I stay at a shelter will I be able to qualify? Any other suggestions? Thank you.
    If renting from your parents requires them to regard you as being supported by your parents, consider finding another place you can rent, at the same monthly rent, but not owned by your parents.
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #9

    Jun 30, 2012, 03:28 PM
    Quote Originally Posted by deville p View Post
    I don't thinks its right they using your dads income. You are 18. If they ask where you live tell them everywhere! An expert will answer your question shortly.

    PLEASE stop giving bad legal advice - tell them "everywhere"? This person is asking about going on public assistance. That's your tax money and my tax money.

    One of the problems in NY (and she's not in NY, I realize that) is that she is UNMARRIED and living under her father's roof.

    In NY she would need proof of who lived in the apartment before she did and how much rent they paid.

    If a relative owns the property AND you are 18 and unmarried and living with your boyfriend under your father's roof the "system" has difficulty believing rent is being paid.

    Of course if the rental from the apartment will be on the father's income tax return last year and this year. Not helpful right now but will be after the father files the 2012 return and can demonstrate that this is truly being rented to the daughter.

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