Ask Experts Questions for FREE Help !
Ask
    kwolfey3's Avatar
    kwolfey3 Posts: 2, Reputation: 1
    New Member
    		  
    #1

    Jun 27, 2012, 07:20 AM
    Where can I find out about my bankruptcy
    When we filed we reaffirmed our home... apparently at the judge over-road that. Where can I verify if that is true? If it is true, isn't it illegal for my mortgage to be reporting late on my credit? Thank you
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
    Uber Member
    		  
    #2

    Jun 27, 2012, 07:29 AM
    The only way to verify this info is either by checking your Bankruptcy file OR asking your Attorney OR talking to the bank.

    Weren't you advised of everything that was happening in your case? Wasn't there at least one meeting?

    Are your mortgage payments late?
    AK lawyer's Avatar
    AK lawyer Posts: 12,592, Reputation: 977
    Expert
    		  
    #3

    Jun 27, 2012, 07:39 AM
    You can download anything that was filed in your case at PACER. You will have to register, but if you don't go over a certain number of pages in a quarter you will not be charged.
    kwolfey3's Avatar
    kwolfey3 Posts: 2, Reputation: 1
    New Member
    		  
    #4

    Jun 27, 2012, 07:40 AM
    Thank you for responding. We have been discharged now for 2 years. We reaffirmed, but the final judge did not accept the reaffirmation (I was told this by a woman at the bank where our mortgage is). We have been late on our mortgage, but are still paying. I have had no luck with anyone from the bank confirming what I was told. We have been working so hard to repair our credit.
    AK lawyer's Avatar
    AK lawyer Posts: 12,592, Reputation: 977
    Expert
    		  
    #5

    Jun 27, 2012, 07:44 AM
    Quote Originally Posted by kwolfey3 View Post
    ... We reaffirmed, but the final judge did not accept the reaffirmation ... We have been working so hard to repair our credit.
    That is actually a good thing. You can continue to make the mortgage payments and, by doing so, rebuild your credit. If, however, you cannot make the payments, and if the bank forecloses, they probably cannot sue you for a deficiency.
Not your question? Ask your question View similar questions
 

Question Tools Search this Question
Search this Question:

Advanced Search

Add your answer here.


Check out some similar questions!

How do I find out if my bankruptcy has been filed? [ 1 Answers ]

My friend filed bankruptcy back in April of 2011, she paid an attorney, and as of today, she hasn't heard anything from the attorney. Is there a way to find out if it's been filed?

Find my bankruptcy [ 1 Answers ]

I'm trying to find my bankruptcy case number [ 2 Answers ]

I lost my bankruptcy case number how do I find it in public records in Indianapolis, IN

How do I find out charge off amount on my bankruptcy? [ 1 Answers ]

How do I find out the charge off amount on my bankruptcy file?

Bankruptcy denied, landlord will find out [ 5 Answers ]

My bankruptcy case has been rejected, and on Aug. 22nd at the hearing for relief from stay the landlord will obviously prevail... the unlawful detainer case went as far as the Notice to Vacate, the day before the Sheriff was to lock me out. When the landlord finds out this Tuesday my case was...

View more questions Search