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    LADYDRAGON181's Avatar
    LADYDRAGON181 Posts: 1, Reputation: 1
    New Member
    		  
    #1

    Mar 7, 2007, 07:19 PM
    House Lien
    I have a debt with a passed car creditor , they called me and said that they are going to put a lien on my house if I don't pay them. But the car debt was for my older sister so I can them her number and but they said they are still going to put a lien on my house but the house has two other owner on it . Can they put a lien on a house with two other owner name on the deed?
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #2

    Mar 7, 2007, 07:28 PM
    First, they would have to obtain a judgement. Even if they do, most places don't allow a lien against a primary residence for unsecured debt. But even if they do place a lien, they can't force you to sell. They can onlly wait until you sell to collect.

    Its also not clear whether this is your debt ("I have a debt") or its your sisters ("the car debt was for my older sister"). If you signed on the loan then you are responsible for it.
    Lowtax4eva's Avatar
    Lowtax4eva Posts: 2,467, Reputation: 190
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    #3

    Mar 7, 2007, 07:30 PM
    Are you on your sisters loan application for the car? If you are then yes, but a lien just means that when the house is sold your portion of the profits would go to them before you see a dime.
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