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    shelley7180's Avatar
    shelley7180 Posts: 63, Reputation: 4
    Junior Member
     
    #1

    Mar 2, 2007, 07:53 AM
    Removing paid collections
    Is there a way to have a paid collection removed from my credit report without waiting the 7 years? The collection has been paid for 2 years, but the collection agency keeps reporting the credit bureaus. It's odd they always report it paid, but it just keeps extending the 7 years. I've asked them to stop. I can't dispute the information because it's right.
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
     
    #2

    Mar 2, 2007, 07:55 AM
    The 7 years refers to when the account was satisifed or closed. So their continued reporting shouldn't extend the time frame. But if the info is correct they can keep it on the report.
    excon's Avatar
    excon Posts: 21,482, Reputation: 2992
    Uber Member
     
    #3

    Mar 6, 2007, 07:46 AM
    Quote Originally Posted by shelley7180
    I can't dispute the information because it's right.
    Hello shelley:

    The only way it WILL come off, is if you dispute it. You say "it's right". But, did you look at the entry IN ITS ENTIRETY?? Are the dates correct?? Is your name spelled right? Is the entry correct in every single aspect?? My guess is, that it isn't. Therefore, it isn't “RIGHT”. In fact, it's WRONG. Consequently, I would dispute it.

    excon

    PS> If you get the sense that I’m looking for technicalities, you’re right.

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