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    Success1xxx's Avatar
    Success1xxx Posts: 3, Reputation: 1
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    #1

    Nov 29, 2011, 02:43 PM
    Credit Card Fraud Between Spouses, is it Legal?
    If a person created 3 credit cards with the spouses name and sin, without that spouse knowing, is it considered fraud? After ruining the spouses credit (for personal reasons),the guilty spouse immediately paid off the debt, so is it still considered fraud? Can the innocent spouse still charge the guilty spouse, 3 years after it was paid off? The innocent never reported fraud at anytime to the authorities in the whole 3 year period. What is the statute of limitations for fraud in Alberta?

    The innocent spouse uses this crime as a cane or hammer to get everything materially.
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #2

    Nov 29, 2011, 02:50 PM
    Yes, it's fraud - how/when/where did the spouse learn about the fraud?

    If the spouse accepted the behavior and did nothing, then the spouse can't change the situation now by running to the Police.
    Success1xxx's Avatar
    Success1xxx Posts: 3, Reputation: 1
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    #3

    Nov 29, 2011, 03:21 PM
    I (guilty one) coughed up and confessed. We are doing well $$ now, but in 1994 were bankrupt. One spouse released the other and the other (guity one) spouse was never released. The guilty spouse did this, to get even with the other, who used the new credit to have an affair 3000 kilos away, eventually living with another for 1 year. When the adulterous one returned home, the spouse at home (me) forgave and confessed. I am the guilty one who committed fraud under trying circumstances and have been whipped by the other spouse every week. I am giving in at every opportunity to stay out of court. I wish I new if I could be free from this pressure. I did bad things which I am now paying for dearly. Perhaps jail would be better. PS: Married 36 years.
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #4

    Nov 29, 2011, 05:24 PM
    It's too late for your spouse to press charges. Trust me - the Police will NOT care.

    As long as you allow this to be held over your head it WILL be held over your head.

    You are aware that by forgiving each other you legally forgave any legal problems and surrender any legal solutions, right? If someone commits adultery, the other party has a sexual relatonship with the first party with the knowledge of the affair the second party CANNOT use that as grounds for divorce.
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    Success1xxx Posts: 3, Reputation: 1
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    #5

    Nov 29, 2011, 06:02 PM
    Thank you greatly. KO
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #6

    Nov 29, 2011, 06:10 PM
    Agree, at this point to be honest if she is "holding" it over your head for certain actions or to control you, it may well be considered black mail, Not what you did is OK by any means.

    But once she knew about it, if she did not contact the police and if she forgave you, there is little she can do now. It would be somewhat different if you were not husband and wife.
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #7

    Nov 29, 2011, 06:12 PM
    Please keep us informed if anything changes. If you feel confrontational (or defensive), tell her what you've learned here.

    We ALL make mistakes. You have paid for yours. Time to forgive yourself and move on.

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