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    geraldmtrotter's Avatar
    geraldmtrotter Posts: 1, Reputation: 1
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    #1

    Oct 17, 2011, 11:31 AM
    Insurance company holding payment
    My wife was killed in a car crash, Geico Ins Co. claims that my befits have a lien placed on by thr hospital, it has been less than a month. I never heard a thing until Gieco informed my
    AK lawyer's Avatar
    AK lawyer Posts: 12,592, Reputation: 977
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    #2

    Oct 17, 2011, 11:44 AM
    Quote Originally Posted by geraldmtrotter View Post
    my wife was killed in a car crash, Geico Ins Co. claims that my befits have a lien placed on by thr hospital, it has been less than a month. I never heard a thing untill Gieco informed my
    Three problems with this post:

    • Please start a new thread instead of posting in an old thread which may or may not have similar issues.
    • You forgot to ask a question. Can we assume that it would be something like "How can they do that"?
    • We need to know what state you are in.
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #3

    Oct 17, 2011, 11:49 AM
    And I'll add one more thing - "your" benefits? What benefits are those? GEICO wouldn't owe you benefits as a result of your wife's fatal accident.
    AK lawyer's Avatar
    AK lawyer Posts: 12,592, Reputation: 977
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    #4

    Oct 17, 2011, 12:05 PM
    Quote Originally Posted by JudyKayTee View Post
    And I'll add one more thing - "your" benefits? What benefits are those? GEICO wouldn't owe you benefits as a result of your wife's fatal accident.
    If GEICO was the other party's insurer, could he be referring to a settlement due to him (or her estate) for wrongful death?
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #5

    Oct 17, 2011, 12:21 PM
    Could be but that would be more settlement and less benefit. I don't know - need more info.

    Maybe it's a reference to the (small) life insurance carried on the driver by virtue of the policy? I supposed that would be a benefit BUT it's life insurance, passes outside the estate, cannot be liened.

    No question the medical bills come first and they are an automatic lien against the policy - maybe the policy won't be thrown in until the medical bills are settled - ?

    Need a little more info.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #6

    Oct 18, 2011, 07:29 AM
    I have moved this to its own question.

    First I doubt it is actually a "lien" but it is a claim that they want paid before other proceeds are paid out.
    Which would be expected, Since someone has to pay the hospital.

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