[sdgone]

Wife has a couple of judgements for CC defaults when she became ill. Can they attach the judgements to our home? With rates so low right now I would like to refinance but am afraid to start the process. Any thoughts?

[smoothy]

What state would this be in? Garnishment laws vary by state.

[ScottGem]

First, ANY question on law needs to include your general locale as laws vary by area.

Second, it is rare but not impossible that a lien can be placed on your home over unsecured debt. If such a lien was placed, it would prevent the sale of the home until the lien was satisfied. It might not, however, prevent a refinance.

Check with the county clerk's office (they usually handle recording of deeds and liens) to see if a lien has been recorded. Then contact your lender to about the refinance.