[Simone13]

I've got about 9K in credit card debt in Ontario, Canada. I moved to the US for a job, (I am a dual citizen of both countries) not to avoid paying it back. I have been unable to pay it and the debt has been picked up by a debt collector. The woman with my collection has been calling my work looking for me and has called me directly at work. She does not have my cell number and I don't have a home phone. Can you tell me if she is legally able to call me at work? If legally pursued can a summons be served to me at work? And, what course of action can she take if she is in Canada and I am in the US? Any assistance would be very much appreciated.

[Fr_Chuck]

She may call and make any attempts to collect.

You have the right of course to tell her not to contract you further if this is a collection company, do so in writing.

They can of course always just file for a judgement against you to collect the money

[kcomissiong]

If you were able to incur debt in Canada, why do you think that they would not be able to collect it? Fr_Chuck is right. You can stop them from contacting you, but you cannot stop them from trying to collect from you. If you won't communicate with them to work out a payment plan or settlement, then their only means of collecting from you becomes obtaining a judgment.