[dcarlislesgal]

My flat was damaged due to a fire from the flat below. The fire was caused by a faulty Beko fridge freezer. A spokeswoman for the council said that it could have been prevented by the council if they had sent an electrician to property sooner as tenant reported a burning smell from kitchen electrics several times. What can I do. I am a single parent with two children aged just 1 and 2 and have bveen put into temporary accommodation. Who do I contact for compensation the council or Beko?

[Curlyben]

Who supplied the faulty fridge unit ?

If you flat was damaged due to a fire in the one under you, then it's down to the owner of the flat below to restore the damage.

[ballengerb1]

Don't you have renters insurance? Don't look to Beko or the Council for money or help. Go directly to the tenant below you and ask about their insurance

[ma0641]

It may not be a liability for the tenant below. Where was he negligent? It appears he may have been prudent by alerting the council of what he thought was a problem. I'd lay the blame on the council and possibly the refrigerator mfgr. If the house next door to you burns and causes damage to your house, their HO policy will not pay unless there is negligence. That's why tenent insurance is so important, it removes the liability issue. The insurer may subrogate but they are going to pay for your damage first.

[ballengerb1]

Oh I actually think the tenant below could be held negligent. He reported he smelled smoke. Did he shut off appliance or call the fire department? If you smell smoke and do nothing other than report to a council rather than monioring it or calling the fire department you are certainly not diligent