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Expert
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Apr 19, 2011, 08:51 PM
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Affordable Health Care
Well we got our shock today, We got our notice from United Health Care on our health insurance.
Well we did expect some increase, but they not only reduced what they will pay, raised the deductable from 250 dollars to 500 dollars, raised the co pay at the doctors office.
But for the family plan, it went from @ 460 a month to @ 940 a month.
Yes it has doubled in cost. I don't know anyone at work that can afford to keep their health insurance now.
They will offer a plan for about 440 a month, one that has a 4000 dollar deductable.
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Jobs & Parenting Expert
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Apr 19, 2011, 09:46 PM
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Hmmm, my husband has them though his job (but he's retired now). I wonder when we'll get notice that they upped the cost. My son's private-pay BC/BS went up quite a bit last month.
What's going on?
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Ultra Member
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Apr 19, 2011, 10:34 PM
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Sounds a little heavy handed Chuck just demonstrates you can't trust the insurance solution to health care
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Ultra Member
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Apr 20, 2011, 02:11 AM
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It's part of the Obots plan. If they can make any other alternative prohibitively expensive then the government takeover is the only alternative.
The Dems were very clear about this when they were caught in moments of candor. My Rep was blunt. He said he wanted single payer but this was the best they could get... for now.
What did anyone think would happen when mandatory coverage was added ?
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Uber Member
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Apr 20, 2011, 02:44 AM
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 Originally Posted by tomder55
It's part of the Obots plan.
The government didn't raise his insurance - the insurance company did. Is this the first time rates ever went up?
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Ultra Member
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Apr 20, 2011, 04:29 AM
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 Originally Posted by NeedKarma
The government didn't raise his insurance - the insurance company did. Is this the first time rates ever went up?
I answered that in my response
What did anyone think would happen when mandatory coverage was added ?
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Uber Member
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Apr 20, 2011, 04:31 AM
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Don't turn it into a political tirade. Can you help the man? You seem to have knowledge of the health insurance industry.
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Ultra Member
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Apr 20, 2011, 05:05 AM
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But it IS a political issue NK, this has been the Democrats plan all along. As tom said, they KNEW this would happen. Shows how much they really care about people.
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Uber Member
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Apr 20, 2011, 05:18 AM
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I guess you guys aren't going to help him then? Surely they are other providers.
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Expert
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Apr 20, 2011, 05:19 AM
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No rates went up and not to be political, but when the new health insurance rules when into effect middle of last year, it took a large ( thought it was large) jump then, but this jump is just beyond anyone's budget who works here.
Not sure who has an extra 400 or 500 a month to pay for less coverage.
They are offering a plan with a 4000 dollar deductable, does not pay anything till you pay 4000 out of pocket first, it will cost about the same we pay now for the normal 250 deductable.
But I figured about 450 a month more, times 12 months is a lot more than 4000, So I am better off taking the cheaper plan and at least trying to put some of that 4000 back into a savings plan.
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Ultra Member
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Apr 20, 2011, 05:20 AM
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 Originally Posted by NeedKarma
I guess you guys aren't going to help him then? Surely they are other providers.
What would you like us to do, take up a collection? What are you doing to help the man, running your mouth?
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Ultra Member
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Apr 20, 2011, 05:22 AM
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This is how I can help. Support the states that have sued over the mandatory coverage provisions of Obamacare. Their argument is sound ;that mandating health care goes beyond Congress' authority to regulate commerce between states.
If Fr lives in Missouri for instance,the State passed a ballot exluding them from the mandatory provision.
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Uber Member
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Apr 20, 2011, 05:24 AM
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 Originally Posted by speechlesstx
What are you doing to help the man, running your mouth?
If the Internet and Computers section I routinely do research for people to get them answers, I thought you guys might do the same for your brethren. I guess I was wrong. I'll unsubscribe.
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Ultra Member
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Apr 20, 2011, 05:27 AM
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 Originally Posted by NeedKarma
If the Internet and Computers section I routinely do research for people to get them answers, I thought you guys might do the same for your brethren. I guess I was wrong. I'll unsubscribe.
I offered a suggestion while you were busy criticizing.
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Ultra Member
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Apr 20, 2011, 05:29 AM
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The other shoe that is already dropping is that a number of doctors are limitting their practices due to the new Obamacare provisions . Soon there will be a shortage of health care providers willing to live under the new reality .
More doctors gravitate toward boutique practice - Boston.com
We are only now seeing the negative ripples of the unconstitutional Patient Protection and Affordable Care Act .
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Uber Member
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Apr 20, 2011, 06:13 AM
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Hello Padre:
As long as the company that sells me insurance has to make a profit, and the CEO has to make BILLIONS, and his kids have to go to PRIVATE school, I'm not going to have any faith that they're looking out for MY interests.
In fact, their profit is based on denying services. If they didn't HAVE to make money, all the money they're paid could go for medical services for their customers instead of private yachts for their managers.
Now, I'm not a believer in socialism. Everybody doesn't deserve to have a Mercedes Benz... But they DO deserve health care - kind of like they DESERVE to have the fire put out if their house starts to burn. That IS the basis of this argument, is it not?
excon
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Ultra Member
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Apr 20, 2011, 07:49 AM
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Hey, if folks deserve health care then why is Obama trying to give MORE power to the Independent Payment Advisory Board, aka in some circles as the "death panel," which is largely free to do as it wishes without congressional or judicial oversight?
Last week, in his speech on deficit reduction, Mr. Obama said he wanted to beef up the board’s cost-cutting powers in unspecified ways should the growth of Medicare spending exceed certain goals. Supporters say the board will be able to make tough decisions because it will be largely insulated from legislative politics.
Lawmakers do not agree. Representative Paul D. Ryan, Republican of Wisconsin and chairman of the House Budget Committee, called it “a rationing board” and said Congress should not “delegate Medicare decision-making to 15 people appointed by the president.” He said Mr. Obama’s proposal would allow the board to “impose more price controls and more limitations on providers, which will end up cutting services to seniors.”
Senator John Cornyn, a Texas Republican who introduced a bill last month to repeal the Medicare board, said the president’s proposal “punts difficult decisions on health spending to an unelected, unaccountable board of bureaucrats.”
Representative Allyson Y. Schwartz, a Pennsylvania Democrat prominent on health care issues, said: “It’s our constitutional duty, as members of Congress, to take responsibility for Medicare and not turn decisions over to a board. Abdicating this responsibility, whether to insurance companies or to an unelected commission, undermines our ability to represent our constituents, including seniors and the disabled.”
This man we call president is ruining the country. There isn't going to be any health care if he continues unchecked.
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Uber Member
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Apr 20, 2011, 07:54 AM
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 Originally Posted by speechlesstx
Hey, if folks deserve health care then why is Obama trying to give MORE power to the Independent Payment Advisory Board?
Hello again, Steve:
Let's be clear. I said they deserve health care - not Obamacare. Single payer is the ONLY fix.
excon
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Ultra Member
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Apr 20, 2011, 08:28 AM
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 Originally Posted by excon
Let's be clear. I said they deserve health care - not Obamacare. Single payer is the ONLY fix
Why is single payer the only fix? In virtually every other area the more the government is involved the worse things get, why are you so trusting of them with health care?
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