[mary5072]

I purchased my current home from my mother 6 years ago. My older brother put in the contract that as long as my mother is alive there will be a life estate put in the contract. She has been living in the house, mortgage, utility free. I now find it difficult to make payments on my mortgage as I had to retire from my job of 28 years, due to the economy and need to know what steps and rights I have to either selling the house or is there an option that I can have the mortgage and rights back to my mother and brother? My brother has been giving me a hard time about my finances and it ultimately by him hounding me about this whole matter, it has caused my health to go down hill. I am very sick and have been put on medications, as I have also stated to my brother and still he worries about the well being of our mother. Please help me out. Thank you kindly.

[Fr_Chuck]

If your mom willing to sign over the life estate ?

[mary5072]

No because my brother told her not to ever sign off on anything unless he okays it and he will never okay this. Please tell me there may be a loop hole as the cost of living is way too much for me to handle on my own,without ruining my credit.

[AK lawyer]

... Please tell me there may be a loop hole as the cost of living is way too much for me to handle on my own,without ruining my credit.

There may be a loophole. Maybe not. An attorney in your jurisdiction would have to look at all the paperwork to be able to tell.