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    Sherrpweaver's Avatar
    Sherrpweaver Posts: 2, Reputation: 1
    New Member
    		  
    #1

    Jan 31, 2011, 01:03 PM
    Bad situation with repo
    I have a car that quit working. I spent like 1500 trying to fix it, and when it started working again, it quit again. I spent all my money trying to fix it, that I quit paying on it because I didn't have the money. I want to give the car back to the car place I got it from. I know if they don't sell it for whatever, I am liable and will probably have a suit against me. My boyfriend in the mean time, paid for a different car which is completely paid for. Both our names are on it. I have no money as I don't work anymore. If they file a suit, what do you think will happen? Can they come after my jetta even though both of our names are on it and that's the only thing I have that is "mine".
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #2

    Jan 31, 2011, 02:27 PM

    It depends on your State and what is allowed to enforce a judgment.

    Where?

    Some of this will depend on how much the Judgment against you will be. I haven't seen a lien on a car in years - but I'm in NY.
    Sherrpweaver's Avatar
    Sherrpweaver Posts: 2, Reputation: 1
    New Member
    		  
    #3

    Jan 31, 2011, 03:11 PM
    Comment on JudyKayTee's post
    Im From Pennsylvania
    excon's Avatar
    excon Posts: 21,482, Reputation: 2992
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    #4

    Jan 31, 2011, 03:15 PM

    Hello S:

    Even IF your car ISN'T exempt from forfeiture, I don't think the sheriff will take it.

    excon
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #5

    Jan 31, 2011, 04:01 PM

    I can't imagine a circumstances under which the car will be seized or liened. Just doesn't pay for the finance company/bank, no matter WHO owns it.

    IF a Judgment is obtained against you it's good for 10 years, renewable for another 10.
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