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wendyjohnson · Jan 28, 2007, 11:25 AM

I live in N.C. and I have just received a summons for a Credit card that had been closed on 6-2003 for not being paid. I have read on the internet where NC. Has a Statute of Limitations for legal action on an open account. Since this is over 3 years now... can I still receive a judgement on me?

Also, the summons and copy of the complaint filed in the Court house does not have a court date on it and the copy of the complaint was filed on March of 2006... shouldn't I have received this before now?

excon · Jan 29, 2007, 08:17 AM

Hello wendy:

You're asking very good legal questions, and you could be right. However, there's more to the story, as the devil is in the details. Your points should be raised before the judge in your defense. Of course, the credit card company is going to have a lawyer there, and I think you should too - cause he knows the rules - AND YOU DON'T! So it doesn't matter how right you may be, if you can't get the judge to listen to you.

excon

PS> Of course, if you think you could be WRONG, making an offer to settle BEFORE you get to court would be cheaper.