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    dsnishad's Avatar
    dsnishad Posts: 2, Reputation: 1
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    #1

    Jan 29, 2011, 11:10 PM
    Health insurance for senior citizen.
    My mother is 60yrs old. She suffers from cataract, high blood pressure, tooth problem, and some pain in knee joints. Other than diz she don't have any problem. I want to purchase her a health insurance for the treatment of tooth and cataract as soon as possible. *** suggest me a good insurance (with high premium will also do) so that after purchasing the insurance, I can do the treatment in the very first year of the policy. *** help me. Thanks in advance.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #2

    Jan 29, 2011, 11:24 PM

    You can not buy private insurance in the US, that will pay for a pre existing condition. So if she already has cataracts and teeth issues, it not going to pay for them.

    There are a few policies for dental, that have limited payment for the first year and then better the second year.

    What you want just does not exist, the reason, people would not buy insurance till they needed to go to doctor, buy it, and get treatment, then drop it afterwards.

    If you are in another country other than US they may have something.

    There are some group policies, so perhaps she can get a job where they furnish insurance at work, that may cover.
    dsnishad's Avatar
    dsnishad Posts: 2, Reputation: 1
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    #3

    Jan 29, 2011, 11:41 PM
    Yes. You are absolutely right, the reason for non-existence of such policies. I completely agree. But still I want to purchase any health insurance for her. Actually I live in India. So do you know any of the insurance company here which can help me?
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #4

    Jan 29, 2011, 11:43 PM

    Not in India, sorry I am a licensed agent here in the US
    ( not active any longer)
    seo59.rajesh's Avatar
    seo59.rajesh Posts: 7, Reputation: 1
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    #5

    Dec 3, 2011, 05:04 AM
    As per I am concern www.healthinsuranceindia.org is the best information provider for senior citizen health insurance India. You can find all about senior citizen mediclaim from http://www.healthinsuranceindia.org/senior_citizen_health_insurance.asp
    seo59.rajesh's Avatar
    seo59.rajesh Posts: 7, Reputation: 1
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    #6

    Dec 3, 2011, 05:06 AM
    As per I am concern www.healthinsuranceindia.org is the best information provider for senior citizen health insurance India. You can find all about senior citizen mediclaim from http://www.healthinsuranceindia.org/senior_citizen_health_insurance.asp

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