Ask Experts Questions for FREE Help !
Ask
    wendyjohnson's Avatar
    wendyjohnson Posts: 1, Reputation: 1
    New Member
     
    #1

    Jan 28, 2007, 11:25 AM
    Credit Card Judements
    I live in N.C. and I have just received a summons for a Credit card that had been closed on 6-2003 for not being paid. I have read on the internet where NC. Has a Statute of Limitations for legal action on an open account. Since this is over 3 years now... can I still receive a judgement on me?

    Also, the summons and copy of the complaint filed in the Court house does not have a court date on it and the copy of the complaint was filed on March of 2006... shouldn't I have received this before now?
    excon's Avatar
    excon Posts: 21,482, Reputation: 2992
    Uber Member
     
    #2

    Jan 29, 2007, 08:17 AM
    Hello wendy:

    You're asking very good legal questions, and you could be right. However, there's more to the story, as the devil is in the details. Your points should be raised before the judge in your defense. Of course, the credit card company is going to have a lawyer there, and I think you should too - cause he knows the rules - AND YOU DON'T! So it doesn't matter how right you may be, if you can't get the judge to listen to you.

    excon

    PS> Of course, if you think you could be WRONG, making an offer to settle BEFORE you get to court would be cheaper.

Not your question? Ask your question View similar questions

 

Question Tools Search this Question
Search this Question:

Advanced Search

Add your answer here.


Check out some similar questions!

Ex-bf and his credit card debt [ 7 Answers ]

I need advice. My problem involves an ex-bf and a credit card account. When I met my ex-bf, he didn't have great credit, so I agreed to open up an account to purchase a laptop for him and he would pay for the credit card. The problem is that, we broke up a few months later. He continued to make...

Credit card garnishment [ 5 Answers ]

I am self emplyed, and about to get a judgement on a credit card debt. Iwork on commission. I get large checks in at different odd times. Can the credior take money out of my business checking account, or just the checking account that has my personal name on it. Can they take money out of your...

Credit card [ 2 Answers ]

Why would a credit card company offer to take a settlement of $4,700 on a debt of $29,000?

I Need Credit Card [ 2 Answers ]

I Need Credit Card To Purchase Some Books


View more questions Search