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    chelpeplinski's Avatar
    chelpeplinski Posts: 2, Reputation: 1
    New Member
    		  
    #1

    Oct 4, 2010, 10:58 AM
    Name on mortgage but not on deed.
    Hi, I have property in my name and have recently remarried and my husbands name is not on property we would like to refinance to get better rate does his name have to be on deed in order to do so, we live in Michigan. Thanks Michelle
    chelpeplinski's Avatar
    chelpeplinski Posts: 2, Reputation: 1
    New Member
    		  
    #2

    Oct 4, 2010, 11:04 AM
    Mortgages
    Can my husband who's name does not appear on deed refinace our home in his name alone?
    ballengerb1's Avatar
    ballengerb1 Posts: 27,378, Reputation: 2280
    Home Repair & Remodeling Expert
    		  
    #3

    Oct 4, 2010, 11:42 AM

    No, he can get a mortgage in his name alone but if he is not on the deed then he has no property to put up for collateral.
    ballengerb1's Avatar
    ballengerb1 Posts: 27,378, Reputation: 2280
    Home Repair & Remodeling Expert
    		  
    #4

    Oct 4, 2010, 11:44 AM

    Are there any other names on the deed? This should be merged with your other question since they are related
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #5

    Oct 4, 2010, 05:37 PM

    No, but I would not want my name on the mortgage and not on the deed, ( owe money but no right to property)
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