[Emthree]

If you have used "Superior Debt Relief", how would you rate them?

Thanks,
Mthree.

[bendingleconte]

I have never used a company like that. Most of them are scams and will leave you in worse shape. I was able to successfully pick myself up and keep my "nose above water" by working out a deal with creditors on my own.

There is a little known program called "re-aging" the account. I was thousands of dollars past due on several accounts due to serious illness. All my creditors allowed me to re-age my accounts by paying a bit more than minimum payments for 3 months. After that, ALL the accounts are considered in good standing. Give them a call, ask for a supervisor if necessary, and ask for a re-age of the account. Hang in there and make it happen yourself.