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    sdkroos's Avatar
    sdkroos Posts: 2, Reputation: 1
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    #1

    Jul 28, 2010, 05:51 PM
    Can I collect from from 2 insurance policies on one lost diamond
    My daughter's diamond fell out of her engagement ring on a cruise. She has a policy in North Carolina and I still have her ring on my policy here in Indiana from before she married and moved. Can we file a claim on both policies?
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #2

    Jul 28, 2010, 05:58 PM

    only to the value of the ring, the main policy would pay first, minus any deductables and then the second one could pay toward what the first did not pay.

    If you tried to collect on both fully, that is fraud, and you could end up with nothing.
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