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    HotPotato2009's Avatar
    HotPotato2009 Posts: 706, Reputation: 15
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    #1

    Jun 2, 2010, 06:58 AM
    Where is the best place to get a loan?
    Hey!

    I get paid on Friday. I went through everything I have to pay and found out that I am going to be left with only $22.12 until I get paid again! There is no way! The rent is the highest thing that I have to pay. I was thinking about getting a loan for $200. That's really all I need. My bills will be paid and I will have a little bit of spending money.

    So, does anyone know a good place?
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #2

    Jun 2, 2010, 07:13 AM

    Hey!

    We cannot recommend anything, anyone specific.

    If you are considering a payday loan the interest rates will be VERY high and many of them have you sign papers which allow them to get a judgment against you without notice to you if you fail to pay. These loans are illegal in some States.

    You could probably also borrow from your boyfriend.
    HotPotato2009's Avatar
    HotPotato2009 Posts: 706, Reputation: 15
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    #3

    Jun 2, 2010, 07:19 AM

    Yea, I'm not all interested in a payday loan

    I could borrow from my fiancé but I would have to wait a week for him to get paid. He gets paid the week after me. And right now, he doesn't have a lot of money to give.
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #4

    Jun 2, 2010, 07:20 AM

    Then I'm out of ideas. Banks don't give a short term loan.

    How about money from a credit card?
    HotPotato2009's Avatar
    HotPotato2009 Posts: 706, Reputation: 15
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    #5

    Jun 2, 2010, 07:21 AM

    I don't have a credit card.
    J_9's Avatar
    J_9 Posts: 40,298, Reputation: 5646
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    #6

    Jun 2, 2010, 07:22 AM
    Friends? Family? Pawn Shop?
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #7

    Jun 2, 2010, 07:24 AM

    Or live on what's left ($22.12) like some of the rest of us have had to do.
    J_9's Avatar
    J_9 Posts: 40,298, Reputation: 5646
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    #8

    Jun 2, 2010, 07:26 AM
    Quote Originally Posted by JudyKayTee View Post
    Or live on what's left ($22.12) like some of the rest of us have had to do.
    Oh, I can so feel that right now! :( And I have KIDS!
    HotPotato2009's Avatar
    HotPotato2009 Posts: 706, Reputation: 15
    Senior Member
    		  
    #9

    Jun 2, 2010, 07:33 AM

    Yea, I guess that is what I will have to do. I just hate being broke! $22 isn't a lot of money to live off for 2 weeks! I guess I will just ask around.

    @ J_9 - Whoa! I bet that sucks!
    HotPotato2009's Avatar
    HotPotato2009 Posts: 706, Reputation: 15
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    #10

    Jul 14, 2010, 12:48 PM

    Didn't need to apply for a payday loan. I was able to get by. And now I am good. Thanks for those who have helped with the advice! :-)

    Oh and the only reason why I didn't have much money left is because of the time that I took off and the holiday. I don't get paid time off because I am in the clerical pool. So any time off that I take is on me.
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