[sooconfused]

I was purposed to and want to get married. My mother got me a separate health plan for myself. Do I have to claim I'm married?

[asking]

I do not think you have to tell the insurer that you are married. It could depend on the policy. If you are covered under your mother's plan, they may require that you be a legal dependent. Marriage might make you not your mother's legal dependent. But if your mother is paying for your health insurance she deserves to know that you are getting married. If you are not adult enough to choose between marriage and paying for your own health insurance, I think you are not ready to get married.

[Clough]

Hi, sooconfused!

How old are you and why would you want to hide your marriage from your parents, please?

Thanks!

[hheath541]

If you're not adult enough to tell your mother you're getting married, then I don't think you're adult enough to get married.

Is there some drastic reason you don't want to tell her? Are you still living at home?

Don't you want your family and friends involved in your wedding? If you don't want her knowing, then you better not tell anyone else. News like that will go from friend to friend to family member and finally make it's way back to your mother. The only way to make SURE she doesn't find out, is to not tell ANYONE and for neither or you to wear a ring or refer to each other as 'husband' and 'wife' in public. You won't be able to change your name. Are you prepared to hide such an important event and relationship from everyone?

What if you get sick or end up in an accident? He will be your legal next-of-kin and will be the one with the right to make decisions for you. How do you think she'd feel learning you're married when I doctor tells her that she doesn't have the legal right to sign a piece of paper because you got married?

What if the insurance company sends something to her wanting verification of your marital status? Are you going to lie? Or will you tell her that you got married in secret and just didn't want her there?

While, it is certainly within your right to make your own decisions, if you are a legal adult, and it's your right to decide which personal details you share with who, I don't think it's something you've thought through completely. There are so many ways this could blow up in your face. There's so many other factors to consider than just rather or not you have to tell the insurance company.