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    spc3613's Avatar
    spc3613 Posts: 2, Reputation: 1
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    #1

    Jun 6, 2010, 08:53 AM
    Can I claim for twisted wood in roof
    We have twisted wood on roof structure as no braces installed. Can I claim on house insurance
    ballengerb1's Avatar
    ballengerb1 Posts: 27,378, Reputation: 2280
    Home Repair & Remodeling Expert
    		  
    #2

    Jun 6, 2010, 11:14 AM

    Poor construction practices are not usually covered by insurance. You can ask but frequently , if you ask the adjuster or claims rep, you will get no answer unless you say you are filing a claim. This goes againist you even if they do not cover the issue, which I dubt they will. How old is this and who did the work?
    spc3613's Avatar
    spc3613 Posts: 2, Reputation: 1
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    #3

    Jun 6, 2010, 11:26 AM
    Quote Originally Posted by ballengerb1 View Post
    Poor construction practices are not usually covered by insurance. You can ask but frequently , if you ask the adjuster or claims rep, you will get no answer unless you say you are filing a claim. This goes againist you even if they do not cover the issue, which I dubt they will. How old is this and who did the work?
    Hi - This is my parent's home. It seems that they purchased property when it was 12 years old ( that make sthe property 36 years old) and no BRACES have been put in at all in the roof structure. LEECH was the builder as new, and the company still exist. Not looking hopeful unless Leech are liable?
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #4

    Jun 6, 2010, 11:28 AM

    What was the building code at the time, Did they have permits ( if required then) did building inspector OK it.

    When did they first notice it ?

    But unless it is caused by one of the covered reasons, insurace does not cover poor or improper construction.
    ballengerb1's Avatar
    ballengerb1 Posts: 27,378, Reputation: 2280
    Home Repair & Remodeling Expert
    		  
    #5

    Jun 6, 2010, 11:45 AM

    Your only hope is to prove Leech did not follow code but even that is a stretch after 36 years. I have seen proper construction fail in 36 years.
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