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    raskin007's Avatar
    raskin007 Posts: 7, Reputation: 1
    New Member
    		  
    #1

    Apr 11, 2010, 11:41 PM
    Ask about bank income?
    Hi, I want to ask a simple question for you..,
    Where the bank can get it`s income?

    Thank you..,
    ArcSine's Avatar
    ArcSine Posts: 969, Reputation: 106
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    #2

    Apr 12, 2010, 10:28 AM
    Generally, (1) fees for services, and (2) a lending spread (excess of interest charged on loans over the rate the bank pays to depositors for those same funds).

    A bank may also have subsidiaries or affiliates in such activities as insurance products, investment brokerage, etc.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #3

    Apr 12, 2010, 10:31 AM

    Profits from investing the money it takes in.

    Interest on money it puts into interest bearing investments

    Fees for services

    Interest it gets from money it loans to people, credit card interest if they issue credit cards
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