[rhouse30]

For a 55 year old women, who don't want to pay an arm and a leg for life insurance to help with burial and maybe some money left over, is term still the best option its been a while since she has had to search for insurance.

She doesn't smoke or take any medicine of any kind, and is slim, if any of that info is helpful.

By any insurance co, she probably would be considered a low risk person.

Any help will be aprreciated.

Thanks in advance.

[s_cianci]

You need to consider all expenses that would be incurred in the event of your death. Do you have any dependents that you need to support? How about debts and assets? You've already mentioned funeral/burial expenses. Depending on all of your expenses and your situation your insurance agent can advise you which option is your best bet.

[Fr_Chuck]

How long do you want to keep it, term will get more and more expensive as you go along esp if you want a larger amount.
Also normllly it is hard to find term less than 100,000 policy ( I have seen a few lower ones but premium are normally higher.

So is this a policy she wants to keep till she is 90 if she lives that long ?