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    Bellaslove's Avatar
    Bellaslove Posts: 2, Reputation: 1
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    #1

    Feb 21, 2010, 12:47 PM
    I bounced my account for $350.00, Need to stop SSDI Check before 10 days
    I have bounced my account for $350.00. I am on SSDI. My check goes through on March 3rd, in 10 days. I see that we can call Social Security or go online and change the check to go into another bank (which I went and got a new bank yesterday) or to send to my house in a check. I only have 10 days before it is due to be in that account. If I change it to go to the new account, will it make it? Should I do something else like close my bank account or send the money to that electronic account online or something? Thank you for reading my question. Signed... STRESSED.
    DownUnder's Avatar
    DownUnder Posts: 492, Reputation: 24
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    #2

    Feb 21, 2010, 02:10 PM

    I would say that's cutting it close,as far as expecting it to go to your new account or in the form of a paper check coming snail mail but what you should be concerned about is that $ 350.00 Is this one check or is it several that caused you to "bounce your account"
    It will have to be taken care of and if you don't take care of it soon you will incur charges from your bank,etc
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #3

    Feb 21, 2010, 02:25 PM

    Actually no, you are suppose to let it go into that account and pay for the checks you have bounced, you legally owe that bank and merely not paying them is not a legal option.

    1. you can not close a bank account that is over drawn,

    2. I doubt there is any way to change where that check goes in 10 days, you may change the next check.

    So the proper thing to do is

    1.let it go into the bank and settle your debts,
    2. keep a better balance and never write a check if there is not money in bank

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