Ask Experts Questions for FREE Help !
Ask
    CuriousThor's Avatar
    CuriousThor Posts: 1, Reputation: 1
    New Member
    		  
    #1

    Jan 21, 2010, 05:10 PM
    Title to Mobile Home CLEAR?
    We purchased a used MH in 1999. The company (A) sent us the title showing no lienholders (clear).
    Recently, Company A went out of business and a new company (B) took over. They began calling us about our "past due payments". They claimed to have the title.
    I called the county tax office where we purchased the home and sure enough, they have a DUPLICATE title on file showing company A as a lienholder. The original title was issued Sept. 1999, the duplicate was issued May 2000.
    Is my title CLEAR or not? The tax office says that the duplicate title made MY original title void! How is that legal? And the only help she could offer was that as of May 2010 it will be 10 years old and I can legally have a third duplicate title made and remove Company A as lienholder without getting a lien release from them.
    All of our home papers burned up in a fire several years ago... thankfully the title to our home was not among them. But I can't find the paid receipts anymore.
    Can I get them off the lien NOW and probably end up fighting in court with NO proof of payment or should I wait until May and just have a new title made?
    twinkiedooter's Avatar
    twinkiedooter Posts: 12,172, Reputation: 1054
    Uber Member
    		  
    #2

    Jan 21, 2010, 06:02 PM

    Did you finance the mh originally with Company A?
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
    Expert
    		  
    #3

    Jan 21, 2010, 06:05 PM

    When you bought it, was there a loan, if there was, they are suppose to have a lien.

    I don't see where the 10 year issue, a lost title is for anytime it is lost, not to remove a lien, You should not be able to remove a lien unless you prove it is false or paid
Not your question? Ask your question View similar questions
 

Question Tools Search this Question
Search this Question:

Advanced Search

Add your answer here.


Check out some similar questions!

No Title on Mobile Home [ 5 Answers ]

Hi, The management of my trailer park wants to give away 4-5 older mobile homes that have been abandoned and that there are no titles for. How complicated is it going to be for me to get the titles so I can fix them up and rent them out? I live in Colorado. Thanks ahead of time for any...

Mobile home title [ 2 Answers ]

I purschased a mobile home in Michigan have been waiting 6 months to get title I would like to put this home up for sale how long does a seller have to get you a title before you can just get your money returned/

Mobile Home Title [ 2 Answers ]

MOBILE HOME TITLE - I bought a 1999 repo mobile home in 2002. I never had it set up to live in until 2004. Silly me never sent the title in ( I paid cash for the home) and now I cannot find the title. I have also never listed it so there is no county tax record. I now need to sell the home - is...

Bank Owned home with 3 mortgages, is it a clear title? [ 13 Answers ]

Hi, We are interested in a home that is bank owned. The home had a first mortgage and two second mortgages. Our realtor told us that the second mortgage is the one who forclosed on the home. How do we know that the title is clear of other liens? The first mortgage was double the amount of each of...

Title to mobile home and title to land is separate can it be sold on one deed [ 1 Answers ]

I moved into the country in a mobile home and started renting then a year later we decided to purchase the land and mobile home on contract. We have paid taxes and insurance on it. 2 years later we find the person selling it to us does not have the title to mobile home just to land. Does he have...

View more questions Search