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    lcraig22's Avatar
    lcraig22 Posts: 6, Reputation: 1
    New Member
    		  
    #1

    Oct 28, 2009, 09:32 AM
    Tired Of Renting
    My Fiancé has basically no credit. A few outstanding bills, no bankruptcy or bank loans or credit cards anything like that. He has also recently paid a couple of these things off. He makes a lot of money, but no one will give us a loan or anything to help buy a home, we are recently renting a home that is being foreclosed on in Ohio, we have put a lot of money and time into this home. We are tired of renting any suggestions?
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
    Uber Member
    		  
    #2

    Oct 28, 2009, 09:36 AM

    Have you consulted with a mortgage consultant or financial consultant?
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #3

    Oct 28, 2009, 11:19 AM

    What have you tried? If his income is enough to afford the payments and you have a decent amount for a down payment, you should be able to obtain financing. Especially with the New homeowner credit.

    If the owner of your home is losing it to foreclosure, have you tried making him an offer? Maybe you can assume his mortgage and then bring it up to date.
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