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    csmfields77's Avatar
    csmfields77 Posts: 2, Reputation: 1
    New Member
     
    #1

    Oct 21, 2009, 07:09 AM
    Wife owes student loans

    My spouse owes $30,000 in back student loans. This was before we got married. Can they put a lien on my house and what does it mean if they do?
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
     
    #2

    Oct 21, 2009, 09:31 AM

    First its not a good idea to piggyback your question on someone else's. This can lead to confusion. You should start a new thread. So I've moved your question to its own thread.

    They can attach or put a lien on any property or assets where she is listed as an owner, either fully or partially.

    A lien is an encumbrance on a property that prevents it from being sold or transferred until the lien is satisified.
    csmfields77's Avatar
    csmfields77 Posts: 2, Reputation: 1
    New Member
     
    #3

    Oct 21, 2009, 09:40 AM

    Thank you Scott that is very helpful--is there anything else that they can do
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
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    #4

    Oct 21, 2009, 09:42 AM
    Since Student loans are quasi govt, they can attach your tax return, garnish her salary, attach joint bank accounts etc.

    P.S. I moved your second question here to go along with the first one. Again, please don't add your question to someone else's
    stevetcg's Avatar
    stevetcg Posts: 3,693, Reputation: 353
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    #5

    Oct 21, 2009, 01:09 PM
    Quote Originally Posted by csmfields77 View Post
    Thank you Scott that is very helpful--is there anythin else that they can do
    They will intercept her/your tax returns if you file jointly. There is a form you can submit with this to prevent them from taking 'your' share.
    twinkiedooter's Avatar
    twinkiedooter Posts: 12,172, Reputation: 1054
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    #6

    Oct 22, 2009, 02:37 PM

    And any student loans that are provided by the government are not dischargeable in a bankruptcy proceeding.

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