[togo1982]

When opening a checking account at a local bank, they run your name/SSN through ChexSystems. I am told this system only contains information pertaining to past checking and/or savings accounts and if you have a history of overdrawing such accounts or closing an account with a negative balance. Is this system also available to creditors searching for those who may have judgements against them in hopes of locating a checking account to seize? What type of sharing of information does the ChexSystem do?

[stevetcg]

They do. ChexSystem works like many other credit reporting systems.

However, there are easier ways... your accounts are opened with a SSN and your judgment is tied to that SSN... so unless you violated homeland security laws in giving a false SSN, your accounts will be found.