[Justwantfair]

I work full time but as a server with barely any reportable income...

and i do have parents, I do know where they are, am not opposed to lying about or disowning them, and they have bad credit.
and so do I, so loans are not an option...

Credit is not as key for student loans, as there aren't many college kids with good credit. You do not payback student loans until following graduation or your last semester of attendance.

Have you looked into the Pell Grant, available scholarships?

Were you not aware of this situation before enrolling?

[k2kornbizkit]

That's kind of what I'm thinking too.

Financial aid advisors are not helpful to me right now.
(no offense if your reading this and you are a financial aid advisor. Your underpaid, underappriciated, and People get mad at you for stuff you cannot control. For that I am sorry)

[k2kornbizkit]

Credit is what is screwing me over on getting loans right now because my credit is bad and my parents is bad. If my credit was good then all I would need to have is a co-signer with income over 19,000$ to co-sign. On of the two of us HAS to have good credit.

I looked into pell grants, and it is too late for scholarships to be processed in time.

I was aware of th financial aid situation, I guess I was think the Government would give me enough money to finance my education instead of putting a limit on loan amounts and expecting my parents to magically come up with 19,000$ to pay for school.

For the record I'm only short 3,711.
And for the record I can't even get a loan for that amount. I tried already, with and w/o a co-signer

[Justwantfair]

Credit is what is screwing me over on getting loans right now because my credit is bad and my parents is bad. if my credit was good then all i would need to have is a co-signer with income over 19,000$ to co-sign. on of the two of us HAS to have good credit.

i looked into pell grants, and it is too late for scholarships to be processed in time.

i was aware of th financial aid situation, i guess i was think the Government would give me enough money to finance my education instead of putting a limit on loan amounts and expecting my parents to magically come up with 19,000$ to pay for school.

for the record im only short 3,711.
and for the record i can't even get a loan for that amount. I tried already, with and w/o a co-signer

I apologize for your situation, sounds like you are in between a rock and a hard place, looking for a solution that I personally can't give.

Is there a possible family member that could help with a personal loan for school?
Are you still in your gen eds?
Is there a possibility for a payment arrangement with anyone anywhere?

It sounds like we were a last ditch effort for some new ideas, unfortunately, I personally do not have any.

[k2kornbizkit]

I guess getting back to the orignal question can I maybe change my name or at any way become not their children.

[JudyKayTee]

No, changing your name doesn't make them NOT your parents and I am not aware of any way you can turn from their child to "not their child."

I'm a little confused - have you started the semester? Who is paying (or has paid) for that? Is your concern the balance of the year?