[Tristan1934]

I have to file chapter 7 bankruptcy. I have a disability. The doctor stated that I had a"manic episode". I am taking meds, and I realized now what happened. What would be the most quick way to "clear" the situation, use my "manic" phase as a defense, or just regularly file for chapter 7. I am planning on attending a school now when I stabilized. The school costs $52,000.00. Will I be able to get a student loan from US Department of Education, or never again in my life I won't get any student loans. Before, I have never been delinquent with my student loans. For well justified reason, I had to leave the US. What are the bankruptcy attorney's fees for chapter 7. All my debt is unsecure.

[JudyKayTee]

I don't quite understand. Am I correct that you are not a US citizen; you were attending school in the US; you have student loans; you are seeking to declare bankruptcy (no, illness is NOT a reason not to pay your bills) in order to get out from under your bills; you are going to attempt to get new student loans to continue your education?

Only a Bankruptcy Attorney can tell you what he/she will charge and you will have to call several or ask the appropriate Bar Association for a referral. You will also have to come back to the US in order to file.

Some student loans cannot be discharged by bankruptcy.

[Fr_Chuck]

First US student loans can not be discharged in a bankruptcy

And merely being "manic" is not a defense, if you could prove you had no control at all over your choices, and needed a guardian then hat offense may hold