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    maorees20109's Avatar
    maorees20109 Posts: 3, Reputation: 1
    New Member
    		  
    #1

    May 3, 2009, 05:50 PM
    Credit got srewed at the age of 20
    Hi!
    I'm actually new here,now here's my story, I got here in USA 2006 ago when I was 17 years old. When I turned 19 I was working for the International Aero for through Express Personel a staffing company who hires people to be a temp. then I paid health insurance from them evey month. I don't remember how much and it's hella High. Now that time I used the health insurance for my operation for breast lip removal. I though everything will be fine after that, but I was all wrong. The Health insurance didn't pay my bills for a while so it went up from 1000 something dollars to 8000 something dollars and it went to collection. Then few months after my operation I got laid off from my job. Collection agencies kept on calling me about my debt. I don't have anything to pay them because I don't have anything I don't have a job, I can't find anybody to help me with it and I have a 3 month old baby now. So I just got a letter from my health insurance that they've paid some amount. But I still owe my providers at list $5000.
    What would I do? I'm so desperate,:(:(:(:( I'm going to start working again tomorrow but I don't think my pay will be able to cover those esp that I have my 3 month old with me. I haven't even started getting any credit yet or anything like that. What would I do?? please help.. need an answer ASAP
    Joshdta's Avatar
    Joshdta Posts: 2,549, Reputation: 45
    Ultra Member
    		  
    #2

    May 3, 2009, 06:12 PM

    Once a bill is turned into a coolction agencey. Lots of times they will take a fraction of that owed. If they call ask them if they will settle for 10% $500 dollars they may take the offer. If they do not tell them to stop calling you do not have the money. It will go off your record in 5 yrs.
    maorees20109's Avatar
    maorees20109 Posts: 3, Reputation: 1
    New Member
    		  
    #3

    May 3, 2009, 09:28 PM

    Are they going to be able to sue me for it?? because that's what I am scared of.
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