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    betty1508's Avatar
    betty1508 Posts: 4, Reputation: 1
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    #1

    Apr 12, 2009, 08:16 PM
    Best way to clean up my credit?
    I am looking to fix my credit. I was wondering which way was better, going through one of these credit consolidators or if I should just take out a loan to pay them off? Any feedback is greatly appreciated.
    wornoutmom's Avatar
    wornoutmom Posts: 3, Reputation: 1
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    #2

    Apr 20, 2009, 04:18 PM

    You have to watch those debt collection places that want you to roll it all into one payment.
    I called my creditors and said that I wanted to settle on the account. They usually settle for way less than you owe. Go in low... cause they most likely want to get some money than no money.
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