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    yarl raps's Avatar
    yarl raps Posts: 4, Reputation: 1
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    #1

    Aug 24, 2006, 07:37 PM
    Debt collection
    Does any one know if I'm responsible for my 20 year old sons dentist bill if he no longer lives with me but I had insurance on him till he quit school?Can a debt collector go after me? Because that what's happening but I don't think I should be responsible for my dead beat son any help? Thanks!
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
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    #2

    Aug 25, 2006, 05:48 AM
    That's an interesting one. You covered your son under your insurance as a dependent. You may also have claimed him as a dependent on your tax return. A court might, in fact, rule that you are responsible for this debt. I'd consult an attorney.
    CaptainForest's Avatar
    CaptainForest Posts: 3,645, Reputation: 393
    Ultra Member
    		  
    #3

    Aug 25, 2006, 11:36 AM
    I would say no, from my personal experience.

    However, your situation might be a bit different than mine.

    I agree with Scott, you should consult an attorney.
    yarl raps's Avatar
    yarl raps Posts: 4, Reputation: 1
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    #4

    Aug 26, 2006, 11:53 AM
    Quote Originally Posted by ScottGem
    That's an interesting one. You covered your son under your insurance as a dependent. You may also have claimed him as a dependent on your tax return. A court might, in fact, rule that you are responsible for this debt. I'd consult an attorney.
    Thanks,I did not claim him as a dependent ,as he had his own job and lived outside the home just forgot I had him on my insurance tru work,do you think that matters?
    CaptainForest's Avatar
    CaptainForest Posts: 3,645, Reputation: 393
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    #5

    Aug 26, 2006, 12:32 PM
    No it doesn't.

    Insuring someone to help them out is one thing, that does not make you obligated for their debts.
    yarl raps's Avatar
    yarl raps Posts: 4, Reputation: 1
    New Member
    		  
    #6

    Aug 26, 2006, 12:37 PM
    Quote Originally Posted by CaptainForest
    No it doesn't.

    Insuring someone to help them out is one thing, that does not make you obligated for their debts.
    Is there anywhere on the web that quotes the laws as far as who's debt your are responsible for! Thanks!
    CaptainForest's Avatar
    CaptainForest Posts: 3,645, Reputation: 393
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    #7

    Aug 26, 2006, 12:43 PM
    Quote Originally Posted by yarl raps
    Is there anywhere on the web that quotes the laws as far as who's debt your are responsible for! Thanks!!
    Depends where you live.

    Most provinces and states have their laws online.

    But then general rule is that if you do not incur a charge yourself nor do you agree to pay for it if someone defaults, you are not responsible.

    Let’s say I have an outstanding dentist bill, can they come after you?

    You say no, why?

    He is an adult, therefore, no one is responsible for him but himself.
    yarl raps's Avatar
    yarl raps Posts: 4, Reputation: 1
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    #8

    Aug 26, 2006, 12:52 PM
    Thank you!
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