Ask Experts Questions for FREE Help !
Ask
    pinkpigfunny's Avatar
    pinkpigfunny Posts: 1, Reputation: 1
    New Member
     
    #1

    Feb 15, 2009, 02:56 PM
    What is a civil summons
    My husband as a civil summons in N.C. on a credit card. He has lost his job, and can not pay for it. If he gets a jugement on him, will is hurt my banking account, return taxes, garish my wages and also take personnal things, as car's , clothes, washer & dryer. Everything is in just my name only. Thanks for you help, pinkpigfunny.
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
    Uber Member
     
    #2

    Feb 16, 2009, 07:31 AM

    If a Judgment is obtained against him only assets in HIS name can/will be touched. Anything in JOINT names can be touched. Anything in YOUR INDIVIDUAL name is safe.

    I have only seen - in another State - a creditor move against personal belongings and that was some sort of vendetta.

    It doesn't pay to seize a car because the creditor has to store it, sell it, all of that - although I certainly have and do see cars being repossessed.

    You are OK - he has to be careful what is in his name.

    You posted a clear, concise question, explained the circumstances - that doesn't happen very often so good for you in that aspect.

    Good luck -

Not your question? Ask your question View similar questions

 

Question Tools Search this Question
Search this Question:

Advanced Search

Add your answer here.


Check out some similar questions!

Civil Summons [ 6 Answers ]

I received a Civil Summons for a credit card I had several years ago. The credit limit was only $2,000 and now it is almost $6,000. I do not have a job nor any kind of checking or savings accounts, I am married though and husband works. His name is not on the account. Do I ignore this for now or...

Civil summons [ 6 Answers ]

I have received a civil summons on behalf of a BP gas card. The letter states it was filed in a local court, however, the letter is from an atty on behalf of a collection agency. It states I have 28 days to respond. Should I respond to the atty with a letter stating I'm disabled and unemployed...

Civil summons [ 2 Answers ]

HOw long does the deputy have to serve a civil summons? If there is a time limit, can it be reissued after the time limit is up? What if they don't have your current address or workplace info, what action could they take to find you?

Civil summons [ 11 Answers ]

What is the civil summons process?? How long does the deputy have to deliver the summons.? We hired a contractor to do a job and he didn't return to finish the job after receiving a draw. This is SC (( Columbia )) If our addresses turn up negative for delivery from the deputy what is the next...


View more questions Search