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    coolbrezzeb's Avatar
    coolbrezzeb Posts: 74, Reputation: 1
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    #1

    Jan 16, 2009, 11:21 AM
    Insurance paying for braces after treament started?
    I have had braces for over two years now,paying out of my pocket without any insurance,now I'm down to my last two appointments because they ready to come off,but I don't have my banlance paid off which is under 2000 dollars.. So I've been trying to find a dental insurance that pays some percent of my braces after I have already started treatment without any insurance.. my question to you all is do you know any dental insurance or companies that would paythey percent on mybraces after I started after I already started the treatment?
    twinkiedooter's Avatar
    twinkiedooter Posts: 12,172, Reputation: 1054
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    #2

    Jan 16, 2009, 12:07 PM

    None that I am aware of.
    flossie's Avatar
    flossie Posts: 1,903, Reputation: 181
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    #3

    Jan 16, 2009, 08:57 PM

    None that I know of either. Sorry.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #4

    Jan 16, 2009, 11:22 PM

    No insurance is going to pay for anay treatment that happened prior to the date you purchased the insurance. Sort of like buying car isurance after you had a wreck, it just does not happen that way.

    You also will find that most would ot even cover the rest of the treatments since it was a procedure started before the insurance went into effect.

    And most ( not all) have a waiting period of 6 to 9 months before they pay for major dental work. ** so you won't buy it for that procedure and then just dropt it
    coolbrezzeb's Avatar
    coolbrezzeb Posts: 74, Reputation: 1
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    #5

    Jan 17, 2009, 01:18 AM
    Quote Originally Posted by Fr_Chuck View Post
    no insurance is going to pay for anay treatment that happened prior to the date you purchased the insurance. Sorta like buying car isurance after you had a wreck, it just does not happen that way.

    You also will find that most would ot even cover the rest of the treatments since it was a procedure started before the insurance went into effect.

    And most ( not all) have a waiting period of 6 to 9 months before they pay for major dental work. ** so you won't buy it for that procedure and then just dropt it
    Thanks I no you said most but do you know anybody who I could try..
    flossie's Avatar
    flossie Posts: 1,903, Reputation: 181
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    #6

    Jan 17, 2009, 02:57 PM

    Fr_Chuck is saying that you are out of luck. There is not an insurance company around that will cover any treatment that has been started prior to the date of purchase or prior to the end of the waiting period. You will be responsible to pay the balance out of your own pocket.
    Sorry.

    (If I am wrong Fr_Chuck, please correct me.)
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #7

    Mar 26, 2009, 05:51 PM

    To make it clear, no there is no insurance company that would do this.

    Most will also have to be in effect for about 6 months to a year prior to paying for such treatment either.

    The only exception may be a group plan where a person may work, but that is getting harder to find.
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