[mamumilly]

I am being hounded by a credit collection company about an old debt that I think is past the statue of limitations. I paid the debt about six years ago and unfortunately can't find the papers from it because it was so long ago. About four years ago I heard from a collection
Agency wanting payment for it and I sent a letter stating that I paid it and was not going to pay again and I also requested they stop all contact with me. Now all of a sudden I get
Another letter from a different company demanding payment. Can you please tell me if the statue of limitations is expired or how I can find out. The state is Ohio. Also should I send
This company a similar letter? Please help because this is getting to be nerve wrecking
Every five years or so for an old old debt. Thank you
Mamumilly

[ScottGem]

Yes send them the same letter.

The SOL has expired, but that doesn't have anything to do with them dunning you. The SOL expiring only means they can't take you to court over the debt.

[ScottGem]

Comments on this post
mamumilly agrees: The information was helpful. I was not sure if the SOL was expired. Are you saying that I can still be called but not taken to Court?

Please don't use the comments to ask a follow-up question. Use the Answer This post options.

The purpose of an SOL is to define how long an entity (be it a person a company or the govt) has to initiate legal action over an issue. When the SOL expires, then can no longer take legal action.

But a debt is a contract. That contract never expires. And as long as the debt is owed, they can contact you about it. You can restrict that contact to written correspondence but you can't stop it entirely. I know you are saying you paid it but you have to prove it.