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    reed_tyler87's Avatar
    reed_tyler87 Posts: 12, Reputation: 1
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    #1

    Nov 28, 2008, 12:51 PM
    Will my credit score be affected.
    I took out a cc when I was 18 thinking it was a great idea well... it wasn't. I just recently had to go to court for a settlement against me threw non payment of my cc (threw a collection agency) my question is now that I am paying the collection agency every month on time is this doing anything positive for my credit at all? I know I hurt it pretty bad by not paying but I'm hopping they show a payment history.
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #2

    Nov 28, 2008, 03:23 PM
    Quote Originally Posted by reed_tyler87 View Post
    i took out a cc when i was 18 thinking it was a great idea well.... it wasn't. i just recently had to go to court for a settlement against me threw non payment of my cc (threw a collection agency) my question is now that i am paying the collection agency every month on time is this doing anything positive for my credit at all?? i know i hurt it pretty bad by not paying but im hopping they show a payment history.


    Did you have a Judgment taken against you or did you settle before it got that far? If it's a Judgment, yes, it will be reported. If it's an out of Court settlement it will probably be listed as slow pay.
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