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    bashfullbarb's Avatar
    bashfullbarb Posts: 1, Reputation: 1
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    #1

    Oct 29, 2008, 04:19 PM
    Making payments to creditor that you can afford
    I called a collection agency back on the phone to make payment arrangements.He informed me that my payment of $75 a month was not enough.I told him that is all I could afford at this time.Can a collection agency refuse a smaller payment or do they have to accept what you offer to pay as a means of paying off your dept owing?I can't afford any more than $75 at this time but want to pay something to get this resolved and to stop the harrashing phone calls.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #2

    Oct 29, 2008, 07:07 PM

    They may refuse and take you to court for a judgement if they want to, they do not have to take your offer.
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