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    Sheria1's Avatar
    Sheria1 Posts: 1, Reputation: 1
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    #1

    Sep 27, 2008, 10:16 AM
    Creditcard mess
    Hi,
    I just got a letter from creditcard company that they where turning me over to 3rd party - I was wondering how long it takes for them to take that action and what this means- Would they seize monies in checking acct (rent money in there) right away or do I have to be informed of action- I intend to file chapter 7 as soon as I can get the money for attorney! Please help! Thanks
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #2

    Sep 27, 2008, 10:24 AM

    Ok, they turn it over to a collection agency who will call and bill you and harrass you for months normally.
    Before they can "take any money" they will have to get a judgement against you by taking you to court.
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