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New Member
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Sep 24, 2008, 12:03 PM
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Debt collection summons
I have been served an initial summons for a hospital bill and am required to respond within 35 days. Is there anything specific I must include in the answer letter? How should I word it? Is it possible to avoid court at this point?
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Computer Expert and Renaissance Man
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Sep 24, 2008, 12:42 PM
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Yes its possible to avoid court, pay the bill or negotiate a settlement payment plan.
As to your response, it depends on whether you feel this is a valid debt or not.
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New Member
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Sep 24, 2008, 01:15 PM
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 Originally Posted by ScottGem
Yes its possible to avoid court, pay the bill or negotiate a settlement payment plan.
As to your response, it depends on whether you feel this is a valid debt or not.
It is a valid debt. I just want to make sure I include all information possible. Should I make payment arrangements or what? Its kind of frustrating because I don't even know what to write!
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Ultra Member
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Sep 24, 2008, 03:10 PM
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Write them a letter stating that you would like to arrange a payment plan to settle your account out of court. Give them your contact information so that they're able to reach you and come to some sort of compromise.
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Uber Member
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Sep 26, 2008, 03:53 PM
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Even if you write them a letter you still need to file a formal Answer to the Summons and Complaint in the lawsuit or you will have a default judgment entered against you. This is a "just in case scenerio" in case you don't settle with them.
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Computer Expert and Renaissance Man
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Sep 26, 2008, 05:21 PM
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First respond to the summons. Just state that you intend to defend the suit. Then contact the creditor and offer to make payment arrangements.
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