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    somegirl08's Avatar
    somegirl08 Posts: 1, Reputation: 1
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    #1

    Jul 14, 2008, 12:17 PM
    Lawsuit served for an $800 debt
    I received papers on Saturday for a lawsuit regarding a debt of $801. The papers do not have the original creditors name, address, or anything to help me "remember" what it belongs to.

    The collection agency, Pallisades, is on my credit report with a different dollar amount.

    What do I do? I know I need to answer by the 28th of July.

    What do I answer with? Would a validation request be smart at this time?

    I really have no $ to afford a lawyer or get legal help at this time.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #2

    Jul 14, 2008, 03:32 PM
    Letter to defend, deny owing the debt and request validation of debt comes to mind.
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