 |
|
| Browse | Ask | Answer | Search | Join/Login |
|
|
||||
|
Do I have to inculde all debts in a bankruptcy?
2 of my bank accounts have liens on them as of 2/25/08 by 2 different law firms.. I had a credit card during this period but when they took all of my money ( my entire paycheck as well) I could no longer keep up the p[ayment, my rent is behind as well as my light bill, gas bill etc... I looked into filing bankruptcy and will be going to see a lawyer (pro-Bono) on Friday 7/18/08... what can I do , or do I have to include the current credit card as part of the filing or can I ask that the credit card be left out of the bankruptcy so that I can make payments?
Another question is I had a lien placed on my account in Feb. 2008 and then another lawyer placed a lien on my new account in May 2008 I have been looking for help on this for months , can I get the liens on the accounts lifted so that I can catch myself up with rent etc... Thanks in advance |
||||
|
||||
|
Welcome to AMHD. As for your bank accounts, change banks immediately. All of your debts must be included in your bankruptcy; leave none of them out. If you have a credit card with a zero balance, you do not have to list it. You need to file immediately and possibly stop your money from being disbursed to the creditors. Call the attorney's office tomorrow; ask what do you need to have on Friday to file immediately. Some attorneys file electronically, so you will need to see how much of your filing fee to have with you. BTW, filing fees can be paid in installments. As soon as you have a case number, fax a copy of your petition with case number and date of filing to the bank(s), your creditors involved with the levies, and the attorneys. Demand that the levies be released and find out who to contact at the bank to get your money. You will have to have the names and addresses of all of your creditors for an 'emergency' filing. Here is some additional info: Bankruptcy Chapter 7 Personal Consumer Creditors File
|
||||
| Question Tools | Search this Question |
Add your answer here.
Check out some similar questions!
I am trying to figure out a problem with bad debts for an adjusting entry. I think I have a clue, but I'm not to sure. If there is a bad debt estimated to be 1% of accounts receivable, do I just take 1 % of the total amount of accounts receivable and debit bad debts and credit allowance for...
If you have a guy who owes you and several other people money and you suspect the guy doesn't have the liquid assets to pay but he does own large real estate assets, is there any way you can prevent him from filing bankruptcy since he has the assets to pay you he isn't bankrupt but I know people...
I divorced last year and my ex-husband agreed to pay for the credit card debts ($10,000 joint and $30,000 under my name) on the divorce decree. My credit card debt was originally his because he convinced me to get my own credit card (I didn't have any) and then balance transferred all his debts to...
I was just notified by a collector regarding a debt I incurred in 1996.I have not received any prior notice.This was an Emergency Room bill. I do not keep records past 8 years. I have no idea of what if anything I truly owe or paid. Can they come after me after 10 years ?I am in Texas. Susan
Desperate for financial and legal advice: I’m a single parent “not only physically” but financially” meaning no child support. I incurred about $10k in credit card debt when I was on short term disability. When I returned to work at a lower salary, I soon became “In the Red”. I chose a Debt...
View more questions Search
|
