Which Should I Do?
I just received a summons & after reading through the forums I am wondering which action to take? I know the credit card debt is mine but I don't have the funds to pay any part of it. I live w/my father, I don't pay rent, I have no vehicle or income as of right now & I still have other debts also. I know I need to respond to the summons but do I respond w/an Intent to Defend even though I know its my debt or do I write up a Letter of Intent stating that I am looking into filing bankruptcy?
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