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    jennifer40's Avatar
    jennifer40 Posts: 4, Reputation: 1
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    #1

    Jun 20, 2008, 07:06 AM
    Rogers cell bill
    I have a debt for Rogers cell from 2001 of $800.00 with interest they tell me I owe almost $1300.00 I offered them $300.00. They said no! I need to pay at least $600.00 from 2001 is the time almost up when it will be off my record at the bank?
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
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    #2

    Jun 20, 2008, 07:08 AM
    A debt NEVER expires. And its possible your settlement offer restarted the SOL.
    jennifer40's Avatar
    jennifer40 Posts: 4, Reputation: 1
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    #3

    Jun 20, 2008, 07:12 AM
    Quote Originally Posted by ScottGem
    A debt NEVER expires. And its possible your settlement offer restarted the SOL.
    What do u mean restarted the SOL?
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
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    #4

    Jun 20, 2008, 07:21 AM
    SOL is Statute of Limitiations. It's the time frame by which a creditor has to initate a suit to collect on a debt. Generally this goes by the last activity on the account. An offer of payment may be considered activity.
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    jennifer40 Posts: 4, Reputation: 1
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    #5

    Jun 20, 2008, 07:24 AM
    Quote Originally Posted by ScottGem
    SOL is Statute of Limitiations. Its the time frame by which a creditor has to initate a suit to collect on a debt. Generally this goes by the last activity on the account. An offer of payment may be considered activity.
    So there is no way around this? I need to pay the amount they tell me?
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
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    #6

    Jun 20, 2008, 07:26 AM
    You can make a counter offer, but they don't have to accept anything less than full payment.
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    jennifer40 Posts: 4, Reputation: 1
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    #7

    Jun 20, 2008, 07:29 AM
    Thanks for all your info , u have been a big help. :)
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