After the warranty if anything happens to that special DC motor and its end bell electronics it will cost upwards of 1000.00 to get fixed. The actual energy savings are minimum. I advise against the variable speed motor that comes on some units from the factory.
There are aftermarket units that cost 100.00 to 300.00 that do the same job and will last the life of the furnace. If not the device will cost only 100.00 to 300.00 to replace. Much cheaper than factory.
Electric savings are minimal for both types. A five year pay back I doubt as I would like to see exactly where that figure comes from like a independent testing company not the manufacturer that posts bogus figures.
Just my opinion.
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