Ask Experts Questions for FREE Help !
Ask
    castro57's Avatar
    castro57 Posts: 1, Reputation: 1
    New Member
     
    #1

    May 28, 2008, 09:24 AM
    Frozen account
    The collection agency Forster & Garbus has my checking account frozen. It had appeared at my over draft totaling $7,000. There was nothing showing in my checking account though I have direct deposit. I checked with my bank & they told me it was a collection agency Forster & Garbus. They provided me with a phone number to speak to them & arrange a payment plan. When I called the collection agency, they were under another name. They gave me a phone number to a city marshall's office & a case number. Upon calling they told me that the debt had been settled. I have checked with my bank on several occasions & till this date I haven't been able to draw any monies from my account. With all this going on it seems I have been working for free. All my debt have been adding up & I'm at my wits end on what else to do.
    slowandeasy's Avatar
    slowandeasy Posts: 353, Reputation: 14
    Full Member
     
    #2

    May 28, 2008, 10:49 AM
    Hello Castro57

    In order for your account to be "frozen" a judgement had to have been entered by a court in the form of a judgement Did you not know you had a unpaid debt or did you ignore all the calls and letters?
    Not meaning to sound harsh but you should have some idea of what this is. Please give us a little more information please
    progunr's Avatar
    progunr Posts: 1,971, Reputation: 288
    Ultra Member
     
    #3

    May 28, 2008, 10:55 AM
    slowandeasy is correct, there has to be a judgment for your bank account to have been levied.

    Using the case number, contact the court house where the case was filed. Ask them what they have as proof of service of the original notice of the suit. (Unless you know you were served).

    If by chance, they did not serve you properly, you may be able to get the levy reversed.

    Either way, you need to find out if they have filed a satisfaction of judgment for the debt, once that is done, the levy on your bank account should be lifted.

    An awful lot of loose ends in this situation.

Not your question? Ask your question View similar questions

 

Question Tools Search this Question
Search this Question:

Advanced Search

Add your answer here.


Check out some similar questions!

Can my account be frozen [ 1 Answers ]

I have started Bankruptcy proceedings and have a loan and a couple of cc's with my bank (BofA) in CA. I have read that Wells Fargo will freeze accounts for Bk's but is BofA known to do that? If they do, is there any chance that I could bank with them again in the future?:(

Frozen account [ 1 Answers ]

Young man 20 years old has back account frozen. Due to his grandmother doing some fraud through her own acct. She is on his because he need her to sign when he set up. No wrongful activity took place through his acct as confirmed by bank. No notification was given. Bank advises they froze all...

Account frozen [ 2 Answers ]

Hi, Hope I am doing this right. Just found out over the Internet my Bank account has been Frozen. Not mush in it I get ssi.going to call the Bank when they, I don't knon anybody I own, But I am very upset? Thank for your answer. Pat:(

Frozen account [ 1 Answers ]

My account was frozen due to a credit card the ex and I had how or can I open a checking account some other bank just to cash checks?

Frozen account [ 3 Answers ]

My Bank account was frozen for a past creditor,and I have direct deposit going into my account next week. Will I be able to withdraw my funds?


View more questions Search