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    morrisdamore's Avatar
    morrisdamore Posts: 1, Reputation: 1
    New Member
     
    #1

    May 19, 2008, 06:00 AM
    Threats to send police to your door
    Can a collection agency threaten me to send police to my door for not want ing to apy a debt.
    And if the y threaten me an tel harrass me .what are my legal rights to sue them
    RickJ's Avatar
    RickJ Posts: 7,762, Reputation: 864
    Uber Member
     
    #2

    May 19, 2008, 06:05 AM
    Here is what is - and what is not - allowed by collection agencies:
    http://www.google.com/url?sa=t&ct=re...lF6aJOmlA0ioSw
    Curlyben's Avatar
    Curlyben Posts: 18,514, Reputation: 1860
    BossMan
     
    #3

    May 19, 2008, 06:16 AM
    They threaten all sorts, but as debt is a CIVIL matter the police will not get involved.
    RickJ's Avatar
    RickJ Posts: 7,762, Reputation: 864
    Uber Member
     
    #4

    May 19, 2008, 06:17 AM
    In most cases, true. In many states recorded calls can be used in court. If the harassing calls continue, record them and report the agency to the State Attorney General (If you are in the US).
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
     
    #5

    May 19, 2008, 06:44 AM
    Debtor's prison died out in the 19th century. The police will not get involved in collecting a debt. For a collector to make such threats violates the law.
    Loan_Guy's Avatar
    Loan_Guy Posts: 83, Reputation: 6
    Junior Member
     
    #6

    May 19, 2008, 04:43 PM
    Go to the website for the National Association of Consumer Advocates, National Association of Consumer Advocates – Consumer Protection Advocates and Attorneys, and see if someone there will advise you.

    If they are threatening you like that, they are in violation of the FDCPA and could be just digging themselves in deeper and deeper, as they do not usually do things like that just one time.

    You have rights. Do not let them abuse you.

    LG
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
    Expert
     
    #7

    May 19, 2008, 04:58 PM
    They will threaten to throw you in jail, they will threaten to take your car away, they will threaten to kill your dog, and more. All they can do is sue you. Since they are doing all of this, write them and tell them not to contact you by phone any longer.

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