No joke, I hate it when people try to talk to me through text when it is something important, so much easier to pick up the phone and say what needs to be said and be done with that.
Same concept, different scenario
How could I have started this the right way?
As for the account, I don't need the money from it, and she is able to close it without me being there. She can't close it with a negative balance, so my credit can't be affected. And she can't get her name off the account without me. The only reason I don't want to close the account is because she has bill that are paid from them and deposited, so I don't want her to think I am trying to steal from her.