Deed Recorded in Another County in Georgia
Because of poor credit, I signed a quitclaim so that refinancing can be done in my wife's name (I am no longer on mortgage or deed). We want to add my name back to the deed by quitclaim to joint tenancy. My wife is concerned that my name on the deed - not on the mortgage - may drag her credit score down. She wants to handle the issue with a will. I have three questions:
1. Is it true that adding my name to the deed drag may down her credit score down?
2. What is the advantage of joint tenancy over transferring by written will?
3. The quitclaim I signed during the refanancing was recorded in Fulton County, whereas we live in the home in Fayette county where the property is and previous deeds were recorded. Does this complicate transferring the deed to joint tenancy via quitclaim in Fayette County? Both Counties are in Georgia.